Informational guide
Priority of payment arbitration, explained.
Priority of payment arbitration decides which insurer should be responsible for first-party no-fault benefits when multiple insurers may be involved.
Important: This page is general information, not legal, insurance, billing, coding, or medical advice. Check the current AAA, DFS, Arbitration Forums, state, policy, and program rules before filing.
What priority of payment means
Priority of payment disputes arise when more than one insurer may be liable for first-party no-fault benefits and the parties disagree about which insurer should pay. Arbitration Forums describes these as NY PIP disputes submitted under New York no-fault rules.
Example of a priority dispute
A pedestrian is injured in a one-vehicle accident and makes a no-fault claim with one carrier. That carrier may seek arbitration against another carrier that it believes is primarily responsible. The arbitrator reviews the policy, contracts, and law to determine who should have paid for the loss.
Documents often relevant
- Notice of claim information
- Policy documents
- Household or resident-relative information
- Vehicle and insurer information
- Accident facts
- Payment records
- Coverage correspondence
- Legal basis for priority
Official resources
Use official sources for current forms, fees, addresses, deadlines, and filing instructions.
FAQ
Is priority of payment the same as provider no-fault arbitration?
No. Priority of payment is an intercompany NY PIP dispute about which insurer is responsible. Provider no-fault arbitration is typically about unpaid or denied bills.
Who administers NY PIP priority of payment arbitration?
Arbitration Forums administers the mandatory New York No-Fault Intercompany Arbitration Program, including priority of payment disputes.
What does an arbitrator decide in priority of payment?
The arbitrator decides which insurer should be responsible for payment under the applicable policy, contract, and no-fault rules.